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Business Lending Services

Our biggest investment is your success. Your growth depends on flexible, customized services from local decision makers you won’t find at larger institutions. At Investors Community Bank, we have experienced bankers to bring you creative options and a commitment to understand as much about your business as you do.

Please use this website to find out more about our business banking officers and the range of financial services we offer.

Tom Detienne
Tom Detienne
P ~ 920.686.5626
C ~ 920.901.9126

Trever Athorp
Trever Athorp
P ~ 920.686.5644
C ~ 920.901.6310

Jeff Jagodinsky
Jeff Jagodinsky
P ~ 920.686.5628
C ~ 920.629.8398

David Diedrich
David Diedrich
P ~ 920.686.5656


Paul Kuplic
Paul Kuplic
P ~ 920.686.5682
C ~ 920.901.2982

Mark Maurer
Mark Maurer
P ~ 920.686.5683
C ~ 920.980.2833

Jody Jansen
Jody Jansen
P ~ 715.254.3450
C ~ 920.229.6445

Tery Schott
Terry Schott
P ~ 715.254.3401
C ~ 715.340.9506
 

CLICK HERE for helpful forms and information!

As a full service community bank, ICB offers conventional financing and government guaranteed loans through the SBA, WHEDA, and the USDA. The Bank also works closely with local governmental financing programs including the Wisconsin Economic Development Corporation.

The Bank targets closely held businesses that have an entrepreneurial spirit that matches that of the Bank. Lending throughout Wisconsin, ICB works closely with its customers to provide the right long-term financing solution and the right cash management services to assure success. The Bank is an equal opportunity lender, welcoming opportunities to work with women and minority owned businesses.

In addition to offering customized loan structures, the Bank also offers highly competitive cash management services that include traditional deposit accounts, internet banking, remote deposit capture, CDARS and sweep products. All of our cash management products are designed to improve your cash flow.

Business Deposit Accounts - It’s easy to switch your accounts to ICB, CLICK HERE!

Our Loan Products:

Conventional Financing

Our roots are in entrepreneurial companies with a proven track record of success. We understand that a quick response from local decision-makers is critical to your success. Traditional term loans, lines of credit, construction loans, bridge loans, letters of credit, industrial revenue bonds, and access to local loan programs are all considered when structuring your financial solution. For a fresh perspective on banking, please contact one of our experienced Business Bankers.


Government Guaranteed Financing options:

US Small Business Administration (SBA) Loans

SBA Preferred LenderSBA Express Lender

"Approved to offer SBA loan products under SBA's Preferred Lender/Express program."

There are times when the government IS on your side, and we understand the programs and can help you determine which program(s) best fit your needs. We are a Preferred Lender with the SBA which provides faster turnaround and greater flexibility in approving and servicing your SBA loan. Only banks with proven results that meet the stringent criteria of the SBA are granted this status. We handle:

Wisconsin Housing and Economic Development Authority (WHEDA)

WHEDA

The WHEDA guarantee program has more narrow uses based on the industry and the geographic area in which your business is located. You may be familiar with this program for financing home loans, but it also provides financing for small businesses engaged in job creation and retention, as well as economic development driven projects. For more specific information, either call one of our Business Bankers, or visit WHEDA's website HERE.


U.S. Department of Agriculture (USDA) - Rural Development Business and Industry Loan Program (B&I)

USDA

USDA’s B&I loans may be used for real estate purchases and/or improvements, equipment purchases, business acquisitions, working capital and/or debt refinance. With this program, you are eligible for loans of up to $25 million. To qualify, your business must be located in a community with fewer than 50,000 residents. For more specific information, either call one of our Business Bankers, or visit USDA's website HERE.


Wisconsin Economic Development Corporation (formerly known as the Wisconsin Department of Commerce)

Wisconsin Economic Development Corporation

There are a variety of state programs designed to help small businesses start up, grow or expand its business. Our business banking professionals can help you navigate these programs and find the one that best fits your specific business. For more specific information, either call one of our Business Bankers, or visit the WEDC's website HERE


Local revolving loan funds:
Many communities offer city and/or county direct loan programs that are designed to help businesses within their communities. ICB prides itself on its ability to work with local governments and economic development organizations to best structure financing to meet your needs.


With the SBA and USDA Rural Development Business and Industry Guaranteed loans, you have the opportunity to lock into long-term, fixed-rate funding sources. The guaranteed portion of these loans (typically 75-80% of the total loan) has an established secondary market that enables you to fix your loan for five to twenty-five years. ICB prides itself on the successful utilization of the secondary market to properly match long-term financing with long-term assets.

FDIC

Page Last Updated 01/08/2014