Agricultural Services

Investors Community Bank takes a special interest in Wisconsin's agricultural community. Our experienced lenders are recognized statewide for their ability and knowledge of the industry. We offer "on-site" customer service for all areas of the agricultural community. This industry-wide expertise provides customers with the resources necessary to assist with farm expansions and farm transfers. Our lenders are also experienced in obtaining various government guarantee programs. The convenience of "on-site" service allows our customers uninterrupted operations while their financing and crop insurance proposals are being processed.

Agricultural Financing
Business Deposit Accounts
Crop Insurance
Links to Agricultural Information
Monthly Cash Flow Spreadsheets

Agricultural Financing
We have several options for financing your agricultural outlays. Our lenders have over 80 combined years of risk management experience in many areas of the agriculture industry. This experience means they can say 'been there, done that' more often than not. We have seen many different types of farm operations and know which loan structures work best in different situations. By using loans, lines of credit and government guaranteed programs, our experienced lenders can assist you in achieving your project goals and help you minimize your risk while doing so.

Loans and Lines of Credit
Investors Community Bank is a state leader in dairy expansion financing and also offers loans in many other agricultural areas. If you need assistance for crop, livestock, equipment or real estate purchases, we can provide the financing for you. We also offer lines of credit to cover your annual operational and capital needs and term loans for your more permanent financing needs.

Farm Services Agency (FSA)
Investors Community Bank was the first preferred FSA lender approved in the State of Wisconsin and one of the first few in the nation. As a preferred FSA lender, we are able to approve FSA loans ourselves without FSA's prior approval. This allows us to provide faster decisions on FSA loan requests. The FSA loan program allows us to offer you up to 30 year fixed interest rate loans on qualified projects. Long term fixed rate financing is one way we can help in minimizing your risk. It eliminates your need to worry about rates going up and taking away your hard earned profits.

Small Business Administration (SBA)
SBA 504(b) loans are non guaranteed loans that cover up to 35% of the construction costs on new expansions. We also offer SBA 7(a) guaranteed loans for purchasing real estate and equipment. Long term fixed rates are available to help our customers control there interest rate risk associated with rising interest rates.

Wisconsin Housing and Economic Development Authority (WHEDA) Loans
WHEDA loans are available for purchasing inputs for your farm production needs.

*(1) Limitations and qualifications do apply. To find out more information about our agricultural financing, call 1-888-4FARMING.

Crop Insurance
Investors Community Bank offers crop insurance products through American Crop Insurance. The Multi Peril and Crop Revenue Coverage products we offer include all levels of coverage to fit your farm's needs from as low as Catastrophic (CAT) coverage up to Crop Revenue Coverage. We also have separate hail coverage for most crops. Call Brian at (920) 686-5648 for more information on the Crop Insurance programs.

Links to Agricultural Information*(2)
Chicago Board of Trade
Chicago Mercantile Exchange

Monthly Cash Flow Spreadsheets*(3) Microsoft Excel Format (zipped, 38K) Lotus 1-2-3 Format (zipped, 40K) Click above to Download the file in Microsoft Excel format. Click above to Download the file in Lotus 1-2-3 format.

*(2) Please note, our privacy statement does not apply when entering these sites.

*(3) Investors Community Bank does not represent, warrant or guarantee that the integrity of these files have been maintained nor that the files are free of errors, viruses or interference.