Investors Community Bank

Investors Community Bank takes a special interest in Wisconsin's agricultural community. Our experienced lenders are recognized statewide for their ability and knowledge of the industry. We offer "on-site" customer service for all areas of the agricultural community. This industry-wide expertise provides customers with the resources necessary to assist with farm expansions and farm transfers. Our lenders are also experienced in obtaining various government guarantee programs. We always make it a point to provide on-site service whenever possible.

Agricultural Financing
Business Deposit Accounts
Crop Insurance
Links to Agricultural Information
Monthly Cash Flow Spreadsheets

Agricultural Financing
We have several options for financing your agricultural outlays. Our lenders have substantial experience in many areas of the agriculture industry. This experience means they can say 'been there, done that' more often than not. We have seen many different types of farm operations and know which loan structures work best in different situations. By using loans, lines of credit and government guaranteed programs, our experienced lenders can assist you in achieving your project goals and help you minimize your risk while doing so.

Loans and Lines of Credit
Investors Community Bank is a state leader in dairy expansion financing and also offers loans in many other agricultural areas. If you need assistance for crop, livestock, equipment or real estate purchases, we can provide the financing for you. We also offer lines of credit to cover your annual operational and capital needs and term loans for your more permanent financing needs.

Farm Services Agency (FSA)
Investors Community Bank was the first preferred FSA lender approved in the State of Wisconsin and one of the first few in the nation. As a preferred FSA lender, we are able to approve FSA loans ourselves without FSA's prior approval. This allows us to provide faster decisions on FSA loan requests. The FSA loan program allows us to offer you long term fixed interest rate loans on qualified projects. Fixed rate financing is one way we can help in minimizing your risk.

Small Business Administration (SBA)
SBA 504(b) loans are non-guaranteed loans that cover up to 35% of the construction costs on new expansions. We also offer SBA 7(a) guaranteed loans for purchasing real estate and equipment. Long term fixed rates are available to help our customers control their interest rate risk associated with rising interest rates.

Wisconsin Housing and Economic Development Authority (WHEDA)*⁽¹⁾ Loans
WHEDA loans may be available for purchasing inputs for your farm production needs.

*(1) Limitations and qualifications do apply. To find out more information about our agricultural financing, call 1-888-4FARMING.

Crop Insurance
Investors Community Bank offers crop insurance products through several certified companies. The Multi Peril products we offer include all levels of coverage to fit your farm’s individual needs. Coverage policies range from as low as Catastrophic (CAT) Protection up to Yield Protection and Revenue Protection. We also carry separate hail coverage products through several certified companies for all crops. Additionally, we offer LGM Dairy insurance (commonly referred to as “Milk Insurance”). Call us at (920) 686-9998 for more information on the Crop Insurance programs that we have available.

Crop Insurance products:

ARE NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION (FDIC);
ARE NOT DEPOSITS OR OBLIGATIONS OF THE BANK OR ANY AFFILIATE;
ARE NOT GUARANTEED BY THE BANK OR ANY AFFILIATE;
INVOLVE INVESTMENT RISKS, INCLUDING THE POSSIBLE LOSS OF PRINCIPAL.

Links to Agricultural Information*(2)
Chicago Board of Trade.Chicago Merchantile Exchange
(now the CME Group, http://www.cmegroup.com/)

Monthly Cash Flow Spreadsheet*(3)
Microsoft Excel Format (120 KB)
Click above to Download the file in Microsoft Excel format.

*(2) Please note, our privacy statement does not apply when entering these sites.

*(3) Investors Community Bank does not represent, warrant or guarantee that the integrity of this file has been maintained nor that the file is free of errors, viruses or interference.

Notice: By clicking on any of the links above, you will be leaving the Investors Community Bank website. Investors Community Bank has no responsibility or control over the subject matter, content, information, or graphics of the web sites linked here. Please contact the bank with any concerns or comments.