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Copyright © 2000-2008
Investors Community Bank
The Entrepreneurs' Bank (TM)
Member FDIC
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Current Certificate of Deposit Rates
- For Commercial, Individual and IRA Investments -
($10,000 Minimum deposit is required on all CD Products)
These Certificate Interest rates have not changed since 04-09-2008
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Maturity Terms
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APY*
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Interest Rate
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1 Year
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to
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< 2 Years
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3.35%
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3.35%
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2 Years
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to
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< 3 Years
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3.45%
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3.45%
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3 Years
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to
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< 4 Years
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4.00%
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4.00%
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4 Years
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to
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< 5 Years
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3.65%
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3.65%
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Investors Individual Retirement Account (IRA)
- A Variable Rate Product -
APY* currently is 3.75%
This IRA Interest rate has not changed since 03-17-2008
Checking/Savings Interest Rates
These Checking/Savings Interest rates have not changed since 03-25-2008
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Plans
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Investors Choice
(Money Market & NOW)
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Investors Savings
(Saving Accounts)
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NOW Plan
(Interest Checking)
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Tiers
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APY*
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Interest Rate
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APY*
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Interest Rate
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APY*
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Interest Rate
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$25,000.00
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and
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Over
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2.08%
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0.35%
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0.35%
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0.12%
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0.12%
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$10,000.00
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to
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$24,999.99
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2.00%
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1.98%
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0.35%
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0.35%
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0.12%
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0.12%
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$ 5,000.00
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to
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$ 9,999.99
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1.75%
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1.74%
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0.35%
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0.35%
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0.12%
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0.12%
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$ 2,000.00
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to
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$ 4,999.99
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1.50%
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1.49%
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0.35%
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0.35%
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0.12%
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0.12%
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$ 0.00
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to
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$ 1,999.99
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0.35%
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0.35%
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0.12%
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0.12%
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0.12%
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0.12%
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Interest Rate Information
- At our discretion, we may change interest rates at anytime.
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- Interest will be credited to your CD or IRA account annually. Interest on checking, saving and money market accounts will be compounded and credited to your account monthly.
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- Interest begins to accrue no later than the first business day after we receive credit for non cash items (checks) and we use the daily balance method to calculate the interest, applying a periodic rate to the collected balance in the account each day using a 365 day basis.
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- Fees could reduce the earnings on the account.
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* Annual Percentage Yield (APY)
Copyright ©2000-2008
Investors Community Bank
The Entrepreneurs' Bank (TM)
Named 2007 Business of the Year by The Chamber of Manitowoc County
Member FDIC
Updated 07/02/2008
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