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Copyright © 2000-2010
Investors Community Bank
The Entrepreneurs' Bank (TM)
Member FDIC
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Current Certificate of Deposit Rates
- For Commercial, Individual and IRA Investments -
These Certificate Interest rates have not changed since 03-09-2010
($10,000 Minimum deposit is required) |
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Maturity Terms |
APY* |
Interest Rate |
Less Than 6 Months |
0.90% |
0.90% |
6 Months |
to |
< 1 Year |
1.25% |
1.25% |
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1 Year |
to |
< 2 Years |
1.50% |
1.50% |
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2 Years |
to |
< 3 Years |
2.00% |
2.00% |
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3 Years |
to |
< 4 Years |
2.40% |
2.40% |
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4 Years |
to |
< 5 Years |
3.00% |
3.00% |
30-Day Certificate of Deposit Rates
These Certificate Interest rates have not changed since 03-02-2010
($25,000 Minimum deposit is required) |
Balances |
APY* |
Interest Rate |
$25,000.00 |
to |
< $100,000.00 |
1.26% |
1.25% |
$100,000.00 |
to |
< $500,000.00 |
1.41% |
1.40% |
$500,000.00 and greater |
1.66% |
1.65% |
Investors Individual Retirement Account (IRA)
- A Variable Rate Product -
APY* currently is 2.50%
This IRA Interest rate has not changed since 12-01-2009
Checking/Savings Interest Rates
These Checking/Savings Interest rates have not changed since 03-02-2010
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Plans
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Investors Choice
(Money Market & NOW)
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Investors Savings
(Saving Accounts)
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NOW Plan
(Interest Checking)
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Tiers
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APY*
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Interest Rate
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APY*
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Interest Rate
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APY*
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Interest Rate
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$25,000.00
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and
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Over
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1.00%
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0.25%
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0.25%
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0.10%
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0.10%
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$10,000.00
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to
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$24,999.99
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0.50%
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0.50%
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0.25%
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0.25%
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0.10%
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0.10%
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$ 5,000.00
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to
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$ 9,999.99
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0.25%
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0.25%
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0.25%
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0.25%
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0.10%
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0.10%
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$ 2,000.00
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to
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$ 4,999.99
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0.25%
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0.25%
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0.25%
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0.25%
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0.10%
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0.10%
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$ 0.00
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to
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$ 1,999.99
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0.25%
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0.25%
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0.10%
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0.10%
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0.10%
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0.10%
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Interest Rate Information
- At our discretion, we may change interest rates at anytime.
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- Interest will be credited to your CD or IRA account annually. Interest on checking, saving and money market accounts will be compounded and credited to your account monthly.
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- Interest begins to accrue no later than the first business day after we receive credit for non cash items (checks) and we use the daily balance method to calculate the interest, applying a periodic rate to the collected balance in the account each day using a 365 day basis.
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- Fees could reduce the earnings on the account.
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* Annual Percentage Yield (APY)
Copyright ©2000-2010
Investors Community Bank
The Entrepreneurs' Bank (TM)
Named 2007 Business of the Year by The Chamber of Manitowoc County
Member FDIC
Updated 03/09/2010
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