Investors Community Bank has a variety of loan plans available.  Our loan plans include: Fixed Rate, Adjustable Rate Mortgages, Balloon Notes, Construction and WHEDA loans (for first time home buyers).  We also offer pre-approval of mortgage loans at no cost to you.  This valuable service assists you and your real estate agent in choosing a home that is a perfect fit for you and your family.  We know that financing a home is a substantial commitment.  Therefore, we provide experienced lending professionals with a combined banking background of over 40 years, to work with you in your real estate financial needs.  Click below to learn more about the types of loans we offer.

►Request Information*(2)◄
If you would like to have a Mortgage Lender contact you, please click on the name of either Lynn or Lori, fill out the information and send the e-mail back. You can also use the direct phone numbers of Lynn and Lori located near the bottom of this page.


Helpful Real Estate Lending Calculators*(3)
Mortgage Loan Calculator
Use this calculator to generate an amortization schedule for your current mortgage, easily seeing what your principal and interest breakdown is.

Mortgage Qualifier
This calculator steps you through the process of finding out how much you can borrow for a home, using existing numbers from your personal budget.

Loan Comparison Calculator
Use this calculator to sort through the monthly payments, fees and other costs associated with getting a new loan. You can compare important variables side by side to see what loan works the best for you.


Types of Loans/Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages (ARM)
Balloon Notes
Construction Loans
Home Equity Loans and Lines of Credit
WHEDA Home Loans

Fixed Rate Mortgages
Fixed rate mortgages assures that you will have the same monthly payment without the worry of changing rates.

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Adjustable Rate Mortgages (ARM)
Is an ARM right for you? The questions below will assist you in finding out the answer.

• How long will I own this home?

If you planning to own your home for short time, an ARM would be a good mortgage program to consider.

• Will your income situation change in the future?

Initially, ARM's offer a lower interest rate compared to long-term fixed rates.  With a lower interest rate, your principal and interest payment will be lower allowing you more disposable income.

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Balloon Notes
When you need temporary financing or are looking to purchase or refinance an investment property, a balloon note is an option to consider.  We also offer bridge loans that can be structured to fit your needs.

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Construction Loans
We also offer a construction loan which includes end financing. Through the construction process you pay interest only. Then, when construction is completed, it turns into a 3/1 Adjustable Rate Mortgage (ARM). The interest rate is guaranteed at the time of the construction loan.

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Home equity loans and lines of credit
Home equity loans, also known as second mortgages, allow you to use your home's equity for home improvements, debt consolidations, purchasing an automobile or funding your child's education, etc. In most cases, the interest is tax deductible.*(4)

A home equity line of credit offers you the same conveniences of a home equity loan. Once a credit limit has been approved, all you need to do is write a check to access your line. (Check minimum $500).

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Wisconsin Housing and Economic Development Authority (WHEDA) Home Loans
WHEDA loans offer favorable rates for first time home buyers.  If you are buying your first home or have not owned a home in the last three years, you may qualify for a WHEDA loan.  Minimal down payment and closing costs assistance programs are available. Purchase price and income limitations are associated with this program.

For more information about our current mortgage rates and loan programs, contact Lori at (920) 686-5607 or Lynn at (920) 686-5612 for your lending needs.

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*(1) All loans are subject to limitations and qualifications.

*(2) Even though Investors Community Bank has provided working links to request information from Mortgage Lenders, Investors Community Bank does not recommend the transfer of personal and/or sensitive information over an unsecure medium such as e-mail. Use at your own discretion.

*(3)Notice: Investors Community Bank is not responsible for, and has no control over the subject matter, content, information or graphics of the websites that are linked here. Please contact the bank with concerns or comments.

*(4) Please contact your tax adviser about the deductibility of interest.