• Certificates of Deposit (CD): Our certificates of deposit can be invested for a variety of terms ranging from 30 days to 5 years and pay competitive interest rates. Interest rate is determined by the term selected and fixed for that term. Unless stated, we require a minimum deposit of $10,000 to open. A penalty may be imposed for early withdrawal of a CD account or early withdrawal of an IRA. Fees or withdrawals will reduce earnings. 
  • Investors Savings: A tiered interest bearing savings. To encourage the start of a lifetime of savings habits for minors, we waive all balance requirements on this account for them. Minimum balance to open is $250.
  • Investors Choice Money Market: A tiered interest bearing money market account that pays higher interest rates than our savings account because it requires a larger daily balance. Minimum balance to open is $2,000.
Click here for more information on our savings and checking accounts. 

Fees or withdrawals will reduce earnings. Please contact one of our bankers for full details.

See below for current rates.

Important information about procedures for opening a new account : To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. 


Checking

We have the products and services to grow with you and help you create long-range financial plans. We offer several checking plans that include Investors Internet Banking and Investors Bill Pay and can be customized to fit your needs:

  • Investors Choice Checking* Our most popular product. Two accounts in one: it earns money market interest rates on a checking account. To avoid a monthly service charge, we require a daily minimum balance of $2,000 or an average* monthly balance of $10,000 in checking OR $25,000 in other savings and certificate products. Minimum balance to open is $100.

  • Investors Select Checking* : No interest, but also NO RESTRICTIONS on activity. You have 3 options to choose from to avoid a monthly service charge; either maintain a daily minimum balance of $500, an average* monthly balance of $1,500 in checking, or $3,000 in other savings and certificate products. Minimum balance to open is $100.
  • Investors Basic Checking* : Don’t want a minimum balance? You only write a few checks a month? This account is perfect for you: no minimum balance required. You pay a $5 monthly service charge which allows you to make 10 withdrawals per month, pay $0.50 for each withdrawal over 10. Minimum balance to open is $100.
*Average Balance Calculation  - The average balance is calculated by adding the principal ledger balance for each day of the month and dividing that figure by the number of days in the month.

Click here for more information on our checking accounts.

See below for current rates.


Important information about procedures for opening a new account : To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.  Learn more about Internet Banking.


Deposit Rates

Please scroll left to view the rest of the table.
Product Name / Minimum Opening Deposit Balance Tiers / Minimum Term Length Rate APY
Certificate 30 Day



$25,000  (1)
$25,000 - $99,999.99 0.20% 0.20%
$100,000 - $499,999.99 0.30% 0.30%
$500,000.00 and above 0.40% 0.40%
Certificate < 6 Months
1 Month 0.20% 0.20%
$10,000  (1)
Certificate 6 to < 12 Months 6 Months 0.75% 0.75%
$10,000 (1)
Certificate 1 to < 2 Years * 12 Months 1.00% 1.00%
$10,000 (1)
Certificate 2 to < 3 Years * 24 Months 1.30% 1.30%
$10,000 (1)
Certificate 3 to < 4 Years * 36 Months 1.50% 1.50%
$10,000 (1)
Certificate 4 to < 5 Years * 48 Months 1.80% 1.80%
$10,000 (1)
5 Year - 60 Month Certificate * 60 Months 1.90% 1.90%
$10,000 (1)
Investors IRA ** 24 Months 1.00% 1.00%
$100 (1)
Investors Savings $0.00 - $9,999.99 0.10% 0.10%
$250 (2) $10,000.00 - $24,999.99 0.15% 0.15%
$25,000.00 - $49,999.99 0.20% 0.20%
$50,000.00 - $149,999.99 0.25% 0.25%
$150,000.00 - $499,999.99 0.35% 0.35%
$500,000.00 - $999,999.99 0.50% 0.50%
$1,000,000.00 and above 0.50% 0.50%
Investors Choice Money Market $0.00 - $9,999.99 0.10% 0.10%
$2,000 (2) $10,000.00 - $24,999.99 0.25% 0.25%
$25,000.00 - $49,999.99 0.45% 0.45%
$50,000.00 - $149,999.99 0.55% 0.55%
$150,000.00 - $499,999.99 0.70% 0.70%
$500,000.00 - $999,999.99 0.75% 0.75%
$1,000,000.00 and above 0.75% 0.75%
Investors Choice Checking $0.00 - $9,999.99 0.10% 0.10%
$100 (2) $10,000.00 - $24,999.99 0.20% 0.20%
$25,000.00 - $49,999.99 0.30% 0.30%
$50,000.00 - $149,999.99 0.35% 0.35%
$150,000.00 - $499,999.99 0.40% 0.40%
$500,000.00 - $999,999.99 0.40% 0.40%
$1,000,000.00 and above 0.50% 0.50%
Investors Health Savings Account $0.00 - $9,999.99 1.00% 1.00%
$0 $10,000 - $24,999.99 1.00% 1.00%
$25,000,00 - $49,999.99 1.50% 1.51%
$50.000.00 - $149,999.99 1.50% 1.51%
$150,000.00 - $499,999.99 1.50% 1.51%
$500,000.00 - $999,999.99 1.50% 1.51%
$1,000,000.00 and above 1.50% 1.51%

(1) CERTIFICATE OF DEPOSIT PRODUCTS

These are term investments, a penalty may be imposed for early withdrawal.

(2) INTEREST BEARING SAVINGS, MONEY MARKET, AND CHECKING PRODUCTS - These are variable rate accounts without maturity terms; the rate(s) and APY(s) may change after the account is opened. Fees could reduce earnings on the account. 

* IRA Eligible

** This is a variable rate account; the rate(s) and APY(s) may change after the account is opened.

The interest rates may be different for: Institutional investors, large Investments of $500,000 or more and for investors from outside of Wisconsin. Please call for a rate quote: 1-888-686-9998. Interest rates and APY are current as of today's date and rates are subject to change at anytime.

All interest rates on this page apply to our deposit interest accounts.


Manitowoc Phone
(920) 686-9998

Stevens Point Phone:
(715) 254-3400

Appleton Phone:
(920) 739-2660

Green Bay Phone:
(920) 884-1166